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The good news is the Affordable Care Act is still the law of the land. The law requires you must purchase a 2018 plan to make sure you have coverage for wellness checkups, doctor visits, prescriptions and hospital care. Remember, you’ll still pay a fee or penalty if you go without coverage.
This year you have less time to enroll or change plans: December 15 is the deadline. If you miss it, you may need to wait until 2019 to get coverage or make changes to your health plan. For 2018, you may have new health plan options available to you. Our agents can help you find a plan that meets your needs and budget.
It depends. Who you see and how much you’ll pay really depend on the plan you choose. When considering your options, you should ask about the costs for primary care doctor or specialist visits, and which doctors, hospitals and pharmacies are in the network. Some plans offer doctor visits as low as $0 when you see a network provider.
Yes, if one of those insurers is yours. If they are leaving the Marketplace, your plan will likely be canceled, ultimately leaving you without health care coverage. With Fiorella Insurance, you can rest assured we have plans to fit your needs and we’ll be here for you––as we have been for more than 30 years.
You can continue to get financial assistance based on the 2018 eligibility guidelines. Our licensed agents are certified by the federal government can help ensure your Marketplace application is up to date, so you can get the tax credit you qualify for and help lower your 2018 monthly payment.