Healthcare Insurance For Self Employed

Get a Free Obama Care Insurance Quote

Open Enrollment Runs Nov 1st - Dec 15th

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2Tell Us About You
3Your Contact Info
4Where Do You Live

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Health Insurance Marketplace FL
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(772) 283-0003

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9 am to 7 pm ET Mon – Fri.

9 am to 5 pm ET Sat.

Featured Carriers

Blue Cross Blue Shield of Florida
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Molina Health Care of Florida
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Humana of FLorida
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Ambetter health care of Florida
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3 Easy Steps to Get Fast, Free Healthcare Insurance Quotes from Quick Health Plan Finder!

Using your zip code, we pre-select brokers and health insurers that can offer you Health Insurance Coverage where you and your doctors are located. Top insurers in your area include Aetna, Blue Cross Blue Shield, Cigna, Coventry Health Care, Humana Health Insurance of Florida, Molina Healthcare, and ambetter.

Follow our simple, streamlined process to let us know who you want to insure, some basic information about them, and contact information where a licensed broker can reach you.

Get multiple quotes, specifically tailored to you! And as always, our service is 100% free to use.

Get A Quick Quote Today‎

‌Speak to an Expert Licensed Insurance Agent Now. Only takes a few minutes.

(772)-283-0003

Open

9 am to 7 pm ET Mon – Fri.

9 am to 5 pm ET Sat.

Health Insurance Marketplace FL
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Basics of Health Insurance

Copayments and coinsurance – Payments you make each time you get a medical service.

Deductible – How much you have to first spend on covered services before the insurance company pays a portion of the covered services (except for free preventive services).

Out-of-pocket maximum – The most you have to spend on covered services in a year. After you reach this amount, the insurance company pays 100% for covered services.

Premium – The monthly cost you must pay to maintain your health insurance coverage. This is often referred to as “monthly premium”.

FAQs

Can I get health insurance through ObamaCare if I am self-employed?

Absolutely! Self-employed individuals are eligible to apply for health insurance coverage through ObamaCare. As a self-employed person, you can purchase insurance plans through the Health Insurance Marketplace. Depending on your income, you may even qualify for subsidies that can help reduce your premium costs. It’s important to explore your options and find a plan that suits your needs and budget.

How can being self-employed affect my eligibility for subsidies under ObamaCare?

Your eligibility for subsidies under ObamaCare is determined by your income and household size. Being self-employed means your income may fluctuate throughout the year. To determine your eligibility for subsidies, you’ll need to estimate your annual income based on your self-employment earnings. It’s advisable to keep detailed records of your income and consult with a tax professional or health insurance agent to ensure accurate calculations and maximize your subsidy eligibility.

Are there any special considerations for self-employed individuals when selecting an ObamaCare health insurance plan?

  1. Yes, there are a few considerations to keep in mind as a self-employed individual when choosing an ObamaCare health insurance plan:
    • Affordability: As a self-employed person, managing your expenses is crucial. It’s essential to find a plan that offers a balance between coverage and affordability. Consider your budget and projected healthcare needs when comparing different plans.
    • Network Coverage: If you have specific doctors, specialists, or healthcare facilities you prefer, ensure they are included in the network of the plans you are considering. Some plans may have more limited networks, so it’s important to check if your preferred providers are in-network to avoid additional out-of-pocket costs.
    • Flexibility: Self-employment often comes with a flexible schedule. Consider plans that offer telehealth or virtual care options, as they can provide convenience and accessibility to healthcare services when needed, without the need for in-person visits.

What types of benefits are typically covered by ObamaCare health insurance plans?

ObamaCare health insurance plans are designed to provide a comprehensive set of essential health benefits. These benefits generally include preventive services, emergency care, prescription drugs, maternity and newborn care, mental health and substance abuse treatment, pediatric care (including dental and vision), and more. The specific benefits covered may vary between plans and can be influenced by factors such as the level of coverage and the insurance provider.

Why should I use the services of a Health Insurance Agency to get my free ObamaCare quote?

Choosing a Health Insurance Agency to assist you with obtaining your free ObamaCare quote can offer several advantages. Here are a few reasons to consider:

  1. Expertise and Guidance: Navigating the complexities of health insurance can be challenging, especially when it comes to understanding the nuances of ObamaCare. Health Insurance Agencies have experienced professionals who specialize in this field and can provide you with valuable expertise and guidance throughout the process. They can help you understand the eligibility criteria, subsidy options, coverage details, and assist in finding the best plan that suits your needs.
  2. Comparison Shopping: Health Insurance Agencies work with multiple insurance providers, giving you access to a wide range of options. Instead of spending time researching and contacting individual insurers, an agency can streamline the process by presenting you with multiple quotes side by side. This allows you to compare coverage, costs, and benefits, helping you make an informed decision.
  3. Personalized Assistance: Health Insurance Agencies provide personalized assistance tailored to your specific needs. They take into account factors such as your income, household size, and any unique circumstances to help you identify the most suitable ObamaCare plan. Their goal is to ensure that you understand the options available to you and can select a plan that provides adequate coverage at an affordable price.
  4. Ongoing Support: Even after you’ve obtained your ObamaCare health insurance policy, a Health Insurance Agency can continue to provide support. They can assist with claims, policy renewals, and address any questions or concerns that may arise during the course of your coverage. Their expertise and commitment to client satisfaction can make managing your insurance more convenient and less overwhelming.

By utilizing the services of a Health Insurance Agency, you can benefit from their knowledge, resources, and personalized assistance to simplify the process of obtaining your free ObamaCare quote and ensure that you make the most informed decision for your healthcare needs.

Health Insurance Agency

About Fiorella Insurance Agency

At the Fiorella Health Insurance Agency, we strive to provide personalized and comprehensive health insurance solutions that meet the unique needs of each individual or family. Our team of experienced professionals understands that navigating the healthcare system can be overwhelming, which is why we’re here to help.

We offer tailored recommendations that take into account your age, pre-existing conditions, and lifestyle habits, helping you find a plan that aligns with your specific situation. We prioritize network coverage, providing information on which healthcare providers and facilities are covered under your plan, giving you greater control over your healthcare choices.

Moreover, we recognize the importance of preventative care, and our plans support it. We encourage clients to take proactive steps to maintain their health, reducing healthcare costs, and improving overall well-being.

At our agency, we act as your advocate, negotiating with insurance providers on your behalf to secure the best coverage at affordable rates. We keep up-to-date with the latest industry trends and changes, ensuring that you’re aware of any modifications or new opportunities that may benefit you.

In times of need, we provide ongoing support and assistance, clarifying policy details, resolving claims issues, or finding healthcare providers within your network. Our dedication to customer service means that we’re there for you every step of the way, addressing your concerns promptly and efficiently.

Our Health Insurance Agency aims to provide value by simplifying the insurance process, advocating for your best interests, and delivering exceptional support and guidance. We believe that by doing so, we contribute to your overall well-being and help you achieve financial security and peace of mind in the face of healthcare uncertainties.

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